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New Jersey ยท Traffic Fines & Penalties
Updated 2026

New Jersey Traffic Fines
& Penalty Ranges

8 common New Jersey violations with typical fine ranges, plus how the New Jersey Motor Vehicle Commission (NJ MVC) handles points.

๐Ÿ”ŽNew Jersey Traffic Fines at a Glance

Typical fines
$46โ€“$1,000
Point system
Yes
Traffic school
Available
Records kept by
New Jersey Motor Vehicle Commission (NJ MVC)

Of the 8 New Jersey violations below, the lowest typical fine is for seat belt violation ($46โ€“$50) and the highest is for driving without insurance ($300โ€“$1,000).

Speeding fines climb across 3 tiers, from $85โ€“$95 (speeding 1โ€“14 mph over) to $200โ€“$260 (speeding 30+ mph over).

Ranges only, not legal advice. Your actual New Jersey fine depends on the county, the court, and your record, and court costs are added on top. For a criminal charge such as DUI or reckless driving, consult a licensed New Jersey attorney.

๐Ÿ“‹Common New Jersey Violations & Typical Fines

Base-fine ranges; New Jersey court costs are extra.

ViolationTypical Fine
Speeding 1โ€“14 MPH over
2 points
$85โ€“$95
Speeding 15โ€“29 MPH over
4 points
$95โ€“$200
Speeding 30+ MPH over
Doubled in school and active construction zones.
5 points
$200โ€“$260
Running a red light
2 points
$85โ€“$140
Running a stop sign
2 points
$85โ€“$140
Seat belt violation
$46โ€“$50
Hand-held cell phone (1st offense)
$400โ€“$600 second offense; $600โ€“$800 third offense (3 points added on 3rd).
$200โ€“$400
Driving without insurance
Plus 1-year license suspension and 30 days of community service for a first offense.
$300โ€“$1,000
Verify on the official New Jersey source

Estimate what your New Jersey ticket will really cost

The fine on the ticket is rarely the total. Pick the violation to add court costs, points, suspension risk and the likely insurance impact in New Jersey.

Circumstance modifiers

Pick the speeding tier that matches how fast you were going over the limit. New Jersey typically breaks speeding into different tiers โ€” choose the right one above for the most accurate estimate.

Based on the fine ranges listed on this page. Open the full estimator to compare other states.

๐ŸŽฏHow New Jersey's Point System Works

Administered by the New Jersey Motor Vehicle Commission (NJ MVC).

NJ MVC assigns 2โ€“8 points per moving violation. New Jersey deducts 3 points after 1 year of violation-free driving from the date of last conviction.

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Suspension Threshold

12+ active points results in license suspension. New Jersey also imposes an MVC surcharge on drivers with 6+ points within 3 years: $150 plus $25 for each point over six, charged every year for 3 years (on top of the original ticket fine).

๐ŸŽ“Traffic School & Defensive Driving

Available in New Jersey

NJ Defensive Driving Course removes 2 points from your record (once every 5 years) and can also reduce auto-insurance rates. Course costs $25โ€“$60.

๐Ÿ“Got a New Jersey Ticket?

  • Before paying a moving violation, check whether you qualify for New Jersey's traffic-school option (see above) โ€” it can keep the conviction off your record.
  • Each conviction counts toward New Jersey's suspension threshold, so a cheap ticket can still matter.

๐Ÿ”—Official New Jersey Sources

For exact, current penalties, check the official New Jersey sources:

Sourced from public New Jersey statutes and New Jersey Motor Vehicle Commission (NJ MVC) publications; may not reflect the latest amendments. usdriverguide.com is not affiliated with the New Jersey Motor Vehicle Commission (NJ MVC), any New Jersey court, or any law enforcement agency. Full disclaimer.